Many Canadians look forward to federal benefits deposited by the Canada Revenue Agency (CRA) each month. In October 2025, there’s buzz about a combined direct deposit amount approaching $2,600 for those eligible, made up of multiple CRA benefits like GST/HST Credit, Canada Workers Benefit, Canada Child Benefit, Old Age Security (OAS) and CPP.
What Is the “$2,600 CRA Direct Deposit” in October 2025?
This “$2,600” figure is not a single lump payment but a sum of multiple CRA-administered benefits scheduled for payout in October 2025.
Each benefit has its own eligibility rules and deposit dates. When bundled together, they can approximate or exceed $2,600 for individuals or families eligible for multiple programs.
Common components of this total include:
- GST/HST Credit
- Canada Workers Benefit (CWB / advanced portion)
- Canada Child Benefit (CCB)
- Old Age Security (OAS)
- Canada Pension Plan (CPP)
- Sometimes provincial/territorial or disability supplements
October 2025 Payment Schedule & Benefit Dates
Here’s a table summarizing expected benefit payments in October 2025 from CRA / federal programs:
| Benefit / Program | October 2025 Payment Date | Notes / Details |
|---|---|---|
| GST/HST Credit | October 3, 2025 | Quarterly credit, paid 5th day of October if it’s a business day |
| Canada Workers Benefit (advanced) | October 10, 2025 | Advance instalment for eligible low-income workers |
| Ontario Trillium Benefit | October 10, 2025 | For Ontario residents’ sales, property, energy tax credits |
| Canada Disability Benefit | October 16, 2025 | Expected monthly support for eligible disabled Canadians (if active) |
| Canada Child Benefit (CCB) | October 20, 2025 | Standard monthly child support payment |
| Old Age Security (OAS) | October 29, 2025 | Monthly pension for seniors 65+ meeting residency criteria |
| Canada Pension Plan (CPP) | October 29, 2025 | Monthly benefit for contributors aged 60+ or other eligible persons |
Because these payments are spread across dates, your combined income from these federal sources in October 2025 may approach the “$2,600” estimate if you qualify for multiple programs.
Who Is Eligible & How Amounts Are Determined
To receive the full bundle of benefits, you must meet eligibility for each individual program. Some key rules:
- GST/HST Credit: Must be resident in Canada for tax purposes; file 2024 tax return; be 19 years or older (or have a spouse/child)
- Canada Workers Benefit (CWB / advance): You must be working, meet income thresholds, file Schedule 6 in your tax return; low to modest income bracket
- Canada Child Benefit (CCB): Must be primary caregiver of child under 18; income-based scale; file taxes annually
- OAS / CPP: OAS requires age 65+, residency requirements; CPP based on contributions over working life
- Provincial Supplements / Disability: Those apply only where relevant and for eligible individuals.
Because each benefit has its own calculation (income tests, family size, etc.), not everyone will receive all components. The “$2,600” acts as a reference number for those receiving multiple credits.
How to Ensure You Receive the Full Amount
- File your 2024 tax return on time
CRA uses this as the basis for benefit eligibility and amounts. - Enroll in direct deposit / update banking info in CRA My Account
So payments arrive electronically, rather than by cheque. - Update personal info (marital status, dependents, address)
Mistakes or outdated information can delay or reduce benefit amounts. - Apply for benefits you may qualify for
If you were unaware of a program (e.g. disability), you may have missed inclusion. - Monitor CRA My Account or Notices
CRA often communicates adjustments, recalculations, or notices of underpayment.
Common Mistakes & Pitfalls to Avoid
- Missing the tax filing deadline — CRA will not have up-to-date income information
- Using incorrect banking or contact details
- Assuming everyone gets all benefits — eligibility is individual
- Ignoring CRA notices — sometimes they request additional documentation
- Not checking provincial programs — some credits come from provincial governments and are administered via CRA
The so-called $2,600 CRA direct deposit in October 2025 is a useful estimate that combines multiple federal benefits paid on different dates. If you meet eligibility rules for programs like GST/HST Credit, CWB, CCB, OAS, and CPP, your total deposits across October could approach this figure.
FAQs
Is the “$2,600” payment an official new benefit?
No — it’s a combined estimate of all the benefits CRA deposits in October for someone eligible across multiple programs.
If I only qualify for some benefits, will I get anything?
Yes — you’ll receive whatever benefits you qualify for (e.g. only GST/HST + CWB), not the full “$2,600” bundle.
What if my payment doesn’t show up?
Check that you filed your tax return, have correct banking info, and wait a few business days; then contact CRA if missing.